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Key Components That Make Up A Strong Business

Posted by First National BankPosted on Entrepreneurs & Start Ups, Operations & Processes

There are many moving parts to the machine that is a small business. You may have successfully started your business, but keeping it going and growing is a challenge in itself. According to Fundera.com “20% of small businesses fail in their first year, 30% of small business fail in their second year, and 50% of small businesses fail after five … Read More

How To Start A Small Business

Posted by First National BankPosted on Entrepreneurs & Start Ups

According to the U.S. Small Business Administration, at the end of 2018, there were 30.2 million small businesses operating in the United States. These small businesses make up 99.9% of all businesses in the U.S. as a whole. With such a massive amount of small businesses vying for the affection of the American consumer, how do you set yourself and … Read More

Homeowners Insurance: The Importance & Benefits Of Having It

Posted by First National BankPosted on Home Ownership, Mortgages

There’s no denying homeowners insurance is important, but most homeowners don’t completely understand all the benefits that they are getting from their insurance. Below are five benefits of having homeowners insurance. It’s required by your mortgage lender The minimum amount of homeowners insurance that you need depends on the size of your mortgage. If you fail to get the proper … Read More

Most Common Agriculture Loans

Posted by First National BankPosted on Agriculture, Loans

Here in Northeast Iowa, we know agriculture is the foundation of who we are. We also understand that loans for your ag business can be confusing and hard to know which is the right one for you. So we want to share the different options available and explain them, so you can keep working hard in the fields and not … Read More

Benefits Of A CD Account

Posted by First National BankPosted on Banking 101

Opening a Certificate of Deposit (CD) is a flexible, safe and predictable way to grow your money. With a CD, you have no risk of losing any of the principal, unlike other types of investing. Once you lock in a term and interest rate, you’ll know exactly what to expect when the CD matures. When you invest in a CD … Read More

Holiday Shopping On A Budget

Posted by First National BankPosted on Banking 101

It’s no surprise that the holidays come every year, on the same date even!  So with a little planning, you and your wallet can be ready! Ways to plan ahead and save up for holiday expenses can include setting up an automatic savings plan.  Every time you get paid, have a small amount put directly into a savings account. Or … Read More

Safeguard Yourself From Identity Theft

Posted by First National BankPosted on Banking 101

Identity theft is a common headline these days, and the thieves seem to be getting more and more aggressive. But there are ways you can protect yourself, and your bank account. Simple, but effective – don’t share your personal information, birth date, Social Security number, or even your maiden name, just because someone asks. Use security features on your phone, … Read More

6 Harvest Safety Tips

Posted by First National BankPosted on Agriculture

Fall harvest is here which means there is a lot to do with a small time frame to get it done. Limited time is never a reason to throw safety out the window though, so here are six tips to remember this harvest season to keep you and your family safe. Take breaks and get enough sleep Shut machinery off … Read More

First Time Home Buyer Mistakes To Avoid

Posted by First National BankPosted on Home Ownership, Mortgages

It’s easy to get caught up in the excitement of buying a new home. This excitement can cause first time homeowners to make mistakes, that could lead to buyer’s remorse later on. Laid out below are some common mistakes made when buying a home for the first time, and some tips on how to avoid making them. Looking for a … Read More

Budgeting 101

Posted by First National BankPosted on Banking 101

It’s always a wise decision to think about creating a budget. The positive benefits of doing so are endless. Some people may be afraid to start because they feel it’s too complex but that’s not true at all. It’s always possible to start simple when creating a budget; just follow these steps: Define why you want or need a budget … Read More

10 Farming Podcasts To Listen To

Posted by First National BankPosted on Agriculture

For any farming or agriculture topic, there is a podcast for it. Whether you are a lifetime farmer, a gardener, or work with livestock, there’s so many shows to choose from. Many including those listed can be found on the Podcast Player from the Android Play Store or under Podcasts on Apple iTunes. Many are free. Farmer to Farmer: This … Read More